This is for self analyzation :
1. Do you know how much insurance cover you have?
2. Do you know what the adequate insurance cover you need?
3. Do you know what investments you have at any point in time?
4. Do you buy products because someone you think is reliable recommends them to you?
5. Do you know what amount of money you require to maintain your current lifestyle after retirement?
6. When assessing the returns of a product, do you see only 1 and 3 year returns?
7. Do you have funds ready for your next vacation?
8. Do you have clarity on what are your monthly expenses?
9. In the past three years, whenever excess income has come, do you know where you have placed it?
10. If there is any emergency with you does your family have enough to fulfill all their goals after you?
11. Do all your investments and assets have a second holder or atleast an accurate nomination?