How we work

We follow a strict code of conduct that means unless we sit down and get to know our clients, we will not give the advice they need.

The intention is to identify your aspirations in life, and for many of they come down to simple wants, like a good education for your children, savings for a worry-free retirement and perhaps some savings for that rainy day and to help children get a decent start in life.

Your attitude to risk, ethical investments and your financial concerns like what happens if you fall ill and can’t work or will your partner and family have enough money to survive should you die.

The idea is to identify the areas of personal concern and to tailor a personal strategy that deals with the issues you raise.

Of course, many clients may have a financial status that needs a different level of advice – from the well off to those on a more modest income. We have the experience and resources to help every client make the best of their financial circumstances, whatever they be.

Goals can be achieved only if they can be measured.

You also have to balance whether it is achievable in respect of how cash in the fund is invested and whether you are topping up the fund with any more cash.
Most of the time we havae financial concerns , but we don’t know how to convert them inot measurable goals, THAT IS WHERE WE HELP.

Where can we help you the most
While we listern keenly your current relationship to money including what has you make financial decision . we make not of keen areas where we can support by increasing awareness and education.

This is where we work our magic, because from previous meetings, we know you, your financial objectives and your attitude towards money and investments.

You have highlighted when you want to retire and the lifestyle goals that you are aiming to achieve.

This is where working with a whole-of-the-market independent financial advisor pays dividends, because we have the contacts and experience to look for the best products to suit your circumstances.

Here we will draw up a bespoke strategy for you and then sit down with you to discuss the options.

Once you agree a strategy that meets your goals and budget, we will draw up all the necessary documentation and liaise with the financial providers as your agent.

Rest assured nothing proceeds without your formal permission and signing off.

Once you have a financial strategy in place, It is not going to work on its own. Here we will build in to the strategy a regular review meeting to measure performance against goals and to deal with changes like tax rate revisions, new laws and more up-to-date and effective products coming on to the market.

Part of this review will also include revising any goals , if you have any major life changes like marriage, child birth, etc.