1. Understanding your goals:
Typically, we begin by discussing your / your family’s personal goals such as retirement, taxes, higher studies funding, asset purchases, debt management and insurance. This information will be captured and used as a reference in creating your personalised Financial Plan.
2. Creating a Financial Plan that works – for you:
The objective and outcome is a Financial Plan that works towards accomplishing your/your family’s goals, which is to be implemented and monitored over the years.
Our integrated strategy will help you weigh and decide on the best fit for investments, tax planning, and insurance in a comprehensive plan that evaluates income, cash flow, debt reduction, insurance, employee benefits, tax planning, and other financial elements.
3. Unbiased Investment Advise:
Our planning process has no hidden agendas – we will not push you to buy products. Comprehensive Financial Planning is fee-only and independent. Our plans are customized in every respect and can address almost any financial goal or situation.
Since we are not attached to any company or bank, we do not have any targets to meet or please Senior Management. This itself is a big plus (If you have dealt with bank wealth managers, relationship managers etc., you will already know this!).
4. Single Point Contact:
You will be dealing with us for anything to do with finance. Relationship managers etc. change jobs and you are passed on like a hot potato. Insurance Agents vanish, without a trace. Now, that would be all history.
5. Continuity:
We will work together and stick to the plan, making appropriate changes along the way, as the situation warrants… now and in the years to come.
6. Ensuring that you understand your Financial Plan:
Trust our experience to advise you first before offering any products and solutions. This step is very important to ensure that you do not commit a blunder of getting tied to a product that you do not even understand how it works.
Whether you are a young earner or retiree or someone who wants to establish an investment portfolio or are concerned by the fact that you don’t have time to assess new investment opportunities, we have the expertise to help you. Whatever is your life stage, we would be able to add value to your decision making process.
Why Pay For These Services?
You Save Money:
Yes you will save money, as wrong investment can be a costly mistake. We will advise you the right products, in the right mix, which will be beneficial as well profitable for you in long run. Also, amongst products, we will help you make the best choices to optimize on your outgoes.
Think about it. Getting the right advise on MFs/Insurance can save you from making wrong scheme choices and the ensuing problems. This alone will more than pay our fees!
You Make Money:
By avoiding costly errors, you get to invest in the schemes best suited for you which will maximize your returns.